Our Programs
Once pre-approved and you’ve found your home, it’s time to get your offer accepted. In today’s ultra competitive seller’s market, this can be difficult. Selecting the right mortgage broker can often make the difference in getting your offer accepted and closing on your home. Learn more about our process and how we can move you forward with confidence.
We take great pride in lowering the cost of a mortgage over the long term. One way we do this is through strategic refinancing. Giving you the ability to rate shop with dozens of lenders and banks, taking advantage of lower rates, or adjusting the term of your loan to meet your changing financial goals, are just a few of the ways we can help.
CONVENTIONAL LOAN
For people in search of a basic loan.For people in search of a basic loan.
- Put down as little as 5% for fixed rate loans
- 620 minimum credit score accepted
- Consistent payments simplify planning and budgeting
JUMBO LOAN
For people living in luxury.For people living in luxury.
- Loan amounts up to $3M
- Low interest rates for qualifying borrowers
- Interest-only jumbo ARM available
FHA LOAN
For people who seek flexibility.For people who seek flexibility.
- Put down as little as 3.5%
- A minimum credit score of 550 may be accepted
- It’s possible to refinance a conventional loan into an FHA loan
VA LOAN
For people who serve our country.For people who serve our country.
- 0% down payment
- Lowest interest rates available for qualifying borrowers
- No monthly Private Mortgage Insurance (PMI)
USDA LOAN
For people who love the countryside.For people who love the countryside.
- 0% down payment
- Low/Moderate income may qualify
- Rural properties only (certain geographic eligibility requirements apply)
NON-QM
For people who need an alternative solution.For people who need an alternative solution.
- Loans for those who don’t qualify for conventional loans
- Self-Employed, Independent Contractors, Retired
- Past credit issues, bankruptcy, or lack of credit history
